Application Deadlines

Loan applications are accepted on a rolling basis and are reviewed monthly on every second Thursday of the month.

Applications and materials must be received three weeks in advance of the monthly review meeting.

Please contact Margaret Southerland at 415-567-5494 or Margaret (at)
padmaconsulting.com before you apply, to discuss eligibility,
loan product selection and request amount.

2025 Loan application material deadlines are as follows:

April review: Materials must be submitted by March 20

May review: Materials must be submitted by April 17

June review: Materials must be submitted by May 22

July review: Materials must be submitted by June 19

August review: Materials must be submitted by July 24

September review: Materials must be submitted by August 21

October review: Materials must be submitted by September 18

November review: Materials must be submitted by October 23

December review: Materials must be submitted by November 20

*Please note: the ALF makes loans considering the availability of funds*